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Action Payday Loans - Frequent Questions Answered


Q: Is getting a payday cash advance loan the same as being approved for a personal loan?
A: No, a bank would require you to have relatively good credit, and possibly either a co-signer or collateral. Payday loans are much simpler, as they are approved for a variety of credit circumstances, and no co-signer or collateral is required.

Q: I get paid on a monthly basis, can I still be approved for a payday loan?
A: Yes, you can set up a repayment schedule that coincides with your paydays when your loan is approved.

Q: How often can I be approved for a payday loan?
A: You can apply and be approved for payday loans as often as you need. It is important that you keep your account in good standing, so that you will never encounter problems.

Q: What do I do if I do not have access to a fax machine?
A: Now days, almost all payday loan paperwork can be done without faxing. It is not necessary for you to fax in your documents when you apply for a no fax payday loan.

Q: Do you offer payday cash advance loans to residents of countries other than the US?
A: You are only eligible for a payday loan if you are a resident of the US.

Q: Can I qualify for a payday loan if I am self-employed?
A: Certainly, as long as you can provide documentation of a steady income.

Q: I want to establish credit, can you report on time payments to the credit bureaus?
A: At this time, we do not report on time payments to any credit bureau.

Q: What is the minimum age requirement get a payday cash advance loan?
A: If you are 18 years of age, or older, you may apply for a payday loan.

Q: Can a college student be approved for a payday loan?
A: Of course, as long as he/she meets the minimum payday loan requirements.

Q: How long do I have to wait to receive the cash?
A: A large percentage of payday loans are approved within hours and the funds are directly deposited in the bank account of your choice. It is especially important that all questions are answered completely and correctly, otherwise a delay might occur.

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